Building and construction

Accounting, tax and advisory for builders who want control of cash and margin

We help Canterbury and Southland building and construction businesses stay bank-ready, price with confidence and make decisions from clear, current numbers.

What you get with Cross Group

Clearer cashflow, stronger margins and systems that keep pace with the work.

Grounded cashflow

Forecasts that reflect payment terms, retentions, project staging, GST and tax.

Margin clarity

Reporting that shows which projects and work types are performing—and where profit is leaking.

Systems that keep up

Cleaner workflows, a practical app stack and less administrative rework at month and year end.

How we help construction businesses

Accounting and tax

  • Annual accounts and income tax
  • GST and payroll support
  • Tax planning and structure

Reporting and advisory

  • Management reporting
  • Cashflow forecasts and budgets
  • Bank-ready reporting packs

Systems and processes

  • Xero and app-stack reviews
  • Job and project reporting
  • Workflow improvements
Fraser Howard
Your construction specialist

Fraser Howard

Senior Accountant

Fraser works with builders and construction businesses on cashflow, margins, reporting and sustainable growth. His advice is practical, grounded and easy to act on.

Phone: +64 3 214 2122 Email: fraser.howard@crossgroup.co.nz

Frequently asked questions

What areas do you service?

Our main focus is Canterbury and Southland, and we also work with clients throughout New Zealand.

Can you help if our Xero is messy?

Yes. We can clean up coding and reconciliations, improve workflows and rebuild reporting you can trust.

Do you help with forecasting and bank reporting?

Yes. We build forecasts around project timing, payment terms, GST and tax, and prepare clear reporting for funding conversations.

Ready for clearer project and business numbers?

Book a meeting with Fraser and tell us where the pressure sits.